A charitable gift annuity offers a meaningful way to support the future of health care at MUSC while providing financial benefits to you or a loved one. Many donors choose a charitable gift annuity because it provides dependable income while helping advance education, research, and patient care at MUSC.

With your gift, you may receive fixed lifetime payments, a charitable tax deduction, and potential tax savings.

Benefits of a charitable gift annuity

A gift of $25,000 or more can help improve lives through education, research and patient care at MUSC while also providing financial benefits to you or a loved one. Benefits may include:

• Fixed payments for life to you and/or a loved one.
• A charitable deduction in the year of the gift.
• Tax-free treatment of a portion of each payment to you.
• Reduced capital gains taxes for gifts funded with appreciated assets.

Call us for other rate amounts or two-person annuities. Rates effective Jan. 1, 2026, and subject to change.

How it works

Most charitable gift annuities are funded with cash or appreciated securities that have been owned for at least one year.

Many donors choose themselves as beneficiaries, but you may also establish a gift annuity for a relative or friend. Married couples often choose payments that continue for the survivor after the first spouse passes away.

The amount of the annual payments will depend on the amount transferred, the ages of the beneficiaries (minimum age 65), and the annuity rate schedule in effect at the time of the gift. If you fund your gift annuity with appreciated securities, your payments may exceed the dividends those assets were generating.

For many donors, the combination of dependable lifetime payments and meaningful charitable impact makes a gift annuity an attractive giving option.

The MUSC Foundation manages your gift, and after the annuity payments have been made, the remaining funds support the area of MUSC you choose, or another area of greatest need.

More ways to use a gift annuity

A charitable gift annuity can also help you support loved ones. A gift annuity might work for you if you provide supplemental financial support for aging parents who have limited income or regularly subsidize siblings who are struggling financially.

If you don't need income right away, you can defer payments until a future date. Delaying payments may increase both your charitable deduction and your annuity rate.

Interested in learning whether a charitable gift annuity is right for you? Contact the MUSC Foundation Planned Giving team for a personalized, no-obligation illustration. We're here to help you explore the options that best fit your goals.